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Head of Consumer Bank Portfolio Management

FlagStar Bank • New York, NY, US • published 2026-10-02 15:58:45.710762

Description

**Position Title** Head of Consumer Bank Portfolio Management**Location** New York, NY 10018**Job Summary** Deposits fund the Consumer Bank, and how they are priced and managed decides how profitably it grows. This role owns pricing, P\&L management, forecasting, and the insights and analytics agenda for the consumer deposit book. The decisions made in this seat shape how Flagstar competes for deposits, what it pays for them, and how much of that growth reaches the bottom line. This is a builder's mandate. The function is being assembled across three disciplines, pricing, P\&L management and forecasting, and insights and analytics, and the work begins with standing up the operating model, building a forecasting and P\&L capability the bank owns, and setting the performance standards the portfolio is run to. It extends to leading the leaders who run each discipline and the analysts beneath them, carrying rate recommendations into the governance forums where the balance sheet is steered, and establishing with Finance and Treasury a single agreed basis for deposit actuals and attribution. We are looking for an executive who reads the deposit market instinctively, balances growth again...

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